Providence Financial & Insurance Services, Inc. specializes in conservative investment strategies and estate planning for baby boomers and retirees. About Providence Financial and Insurance Services: In today's uncertain and unstable economic climate, with life expectancies approaching the 90s and escalating long-term care costs that could easily deplete your estate, it is no wonder that many baby boomers and retirees are nervous about their future. At Providence Financial & Insurance Services, we believe that the choices you make now about your financial resources will determine whether your retirement years are golden or not. Some of these decisions may be irrevocable so it is critical that you make informed choices that will not be detrimental to your income and lifestyle. Whether you have a moderate portfolio and are seeking conservative investment options to keep what you have earned, or you have a multi-million dollar estate and are looking for advanced estate-planning expertise, Providence Financial & Insurance Services has the knowledge and experience to help. Anthony A. Saccaro is a financial planner, registered investment advisor and graduate of the Chartered Financial Consultant (ChFC) program as offered by the American College for Financial Planning. As President of Providence Financial & Insurance Services, his vision is to continue and reinforce the company's solid reputation for excellent service and trusted expertise within the local financial services industry and community at large. Services: We can help if you have questions about: •Your current investments •How to keep your money safe while earning more interest than at the bank •Rolling over your 401K •Maximizing your IRA •Roth IRAs •Whether a Roth IRA conversion is right for you •Reducing the taxes on your investments •Whether you have enough money to retire or maintain your standard of living •Avoiding probate through the use of a living trust* •Giving to charities •Setting up a college fund for your children or grandchildren •When to begin taking Social Security income •Whether you should select a Medicare or Medicare Advantage plan •How to qualify for Medi-Cal •Using a reverse mortgage to supplement your retirement •Maximizing what your heirs will receive •Financial mistakes you may be making but aren’t even aware of Accomplishments: Providence Financial & Insurance Services, Inc. has recently expanded and rebranded from its former identity as Senior Benefits. We have moved into a new, more spacious location and have added new team members in order to reinforce our solid reputation for excellent service. Associations: Anthony A. Saccaro, ChFC, and Providence Financial & Insurance Services, Inc. have licenses or memberships with the following regulatory authorities and agencies and are in excellent standing with them. Feel free to check us out! California Department of Insurance License# 0C62654 800-927-4357 | www.insurance.ca.gov California Department of Corporations CRD# 141988 866-275-2677 | www.corp.ca.gov Better Business Bureau Membership ID# 13206236 800-834-1119 | www.la.bbb.org National Ethics Association Membership# 10165 800-282-1831 | www.ethics.net

Message Board Post Message   Anthony Saccaro Posted on 05/17/12 YOU HAVE A NEW REVIEW ON YOUR PROFILE Press release: Anthony A. Saccaro Wins Top Advisor of the Year - Achieved 175% business growth in 2011. Many thanks to the WHCC staff for their continued support. http://www.providencefinancialinc.com/news-releases/ LOS ANGELES, May 17, 2012 — Anthony A. Saccaro, ChFC, president of Providence Financial & Insurance Services, Inc. (http://www.providencefinancialinc.com), received the top advisor of the year honor at the Advisors’ Academy Top Advisors Awards Gala at the Ocean Reef Club in Key Largo, Florida on May 8. The Advisors’ Academy is the financial advisor industry’s premier mentoring program offering one-on-one mentoring and unlimited and ongoing practice management support, with nearly 200 members in the United States. It was founded by CEO David Scranton, ChFC, one of America’s most respected and successful financial advisors, CEO of Scranton Financial Group, and author of “Financial Insanity.” The top honors in the “Highest Percent Business Growth Year Over Year” category were awarded solely on personal performance improvements and not on overall production. There were five runners-up, each of whom had at least 33% business growth in 2011 compared to 2010. Saccaro was awarded first place for achieving 175% business growth for Providence Financial & Insurance Services, a firm in Woodland Hills, California, specializing in conservative investment and retirement planning. Presenting Saccaro the award, Scranton said, “Anthony’s practice has grown by leaps and bounds, in large part because he’s a man of very high moral and ethical fiber. Anthony is a student of the financial markets and is a top-notch expert in income-generating non-stock market strategies. His staff is excellent and provides an extremely high level of client service. I know many advisors in the L.A. area and Anthony stands head and shoulders above all of them.” Saccaro expressed his gratitude to Scranton and the Advisors’ Academy for their invaluable mentorship and to his staff for “their consistently dedicated work in service to our clients. Winning this award is both a blessing and an inspiration to better ourselves, go above and beyond and always keep striving to exceed our clients’ expectations, each of whom we highly value and appreciate.” About Providence Financial & Insurance Services, Inc. The company specializes in conservative investment strategies and estate planning for retirees and baby boomers. Providence Financial & Insurance Services is a Registered Investment Advisor registered with the Department of Corporation in the State of California. Visit http://www.providencefinancialinc.com for more information. Media contact: Julie Cha Allen J. Allen Communications 818-943-3676 jallencomm@gmail.com

Reviews Post Reviews   Providence Financial and Insurance Services Posted on 10/26/12 PRESS RELEASE - October 16, 2012 MEDIA CONTACT: J. Allen Communications 818-943-3676 jallencomm@gmail.com Anthony A. Saccaro Proves That Professional Mentoring Works in "Life Insurance Selling" Magazine Cover Story Being mentored pays off big time as financial planner's business growth skyrockets LOS ANGELES, October 16, 2012 -- For any professional who's wondered whether being mentored pays off, the answer is a resounding yes, according to Anthony A. Saccaro, ChFC, president of Providence Financial & Insurance Services, Inc in Woodland Hills, California. Life Insurance Selling magazine featured Saccaro on the cover of its October 2012 issue for a story on mentoring ("With a little help from his friends"), which he credits for helping him to develop a successful financial planning business. The article in Life Insurance Selling, the leading national industry magazine for insurance producers, traces Saccaro's use of mentors throughout his career to illustrate how he benefited from each one. "I'm honored to be featured in this highly-respected magazine," said Saccaro. "Who knew my mentoring experience would be a noteworthy industry example?" Saccaro realized early in his career that he was going nowhere trying to figure out alone how to grow his business and would need advice from a seasoned industry professional. He sought out mentors who could help to broaden his professional expertise, keep him accountable and provide valuable guidance and feedback. Each time he reached his goal, he outgrew his mentor and sought a new one who could help him take his business to the next level. Dissatisfied with the pace of his progress and wanting to raise his public seminar profile, in 2009 he developed a criteria for the ideal mentor, which was a seminar expert who pulled in at least $30 million a year in annuity premiums. This led him to his current mentor, David Scranton, CEO, of Scranton Financial Group and founder of Advisors' Academy, which offers one-on-one mentoring and unlimited and ongoing practice management support. Since beginning a mentoring relationship with Scranton and the Advisors' Academy three years ago, Saccaro's business growth has skyrocketed. Implementing recommended changes such as transitioning from public to private dinner seminars, he now has more than 300 clients and five full-time employees. In 2011, he saw 175% growth, which earned him the top financial advisor of the year award from the Advisors' Academy in May. His business has expanded in unexpected ways too, such as a big shift in client demographics from elderly retired individuals to individuals 50 years old and under, thanks to his older clients referring younger family members and friends. Being mentored has been so profitable, Saccaro sought out a second mentor recently—Earl Kemper, Scranton's own mentor. Saccaro believes that two heads are better than one since each offers different perspectives on growing a business. He believes the $1,000 a month fee for half an hour of Kemper's time each week is not pricey, but money well spent since the valuable advice he receives pays for itself by generating profit to cover the fee and advance his business. Says Saccaro about his longstanding commitment to mentoring to build a successful business, "I'm living proof that mentoring works!" Providence Financial and Insurance Services Posted on 05/17/12 Press release: Anthony A. Saccaro Wins Top Advisor of the Year - Achieved 175% business growth in 2011. Many thanks to the WHCC staff for their continued support. http://www.providencefinancialinc.com/news-releases/ LOS ANGELES, May 17, 2012 — Anthony A. Saccaro, ChFC, president of Providence Financial & Insurance Services, Inc. (http://www.providencefinancialinc.com), received the top advisor of the year honor at the Advisors’ Academy Top Advisors Awards Gala at the Ocean Reef Club in Key Largo, Florida on May 8. The Advisors’ Academy is the financial advisor industry’s premier mentoring program offering one-on-one mentoring and unlimited and ongoing practice management support, with nearly 200 members in the United States. It was founded by CEO David Scranton, ChFC, one of America’s most respected and successful financial advisors, CEO of Scranton Financial Group, and author of “Financial Insanity.” The top honors in the “Highest Percent Business Growth Year Over Year” category were awarded solely on personal performance improvements and not on overall production. There were five runners-up, each of whom had at least 33% business growth in 2011 compared to 2010. Saccaro was awarded first place for achieving 175% business growth for Providence Financial & Insurance Services, a firm in Woodland Hills, California, specializing in conservative investment and retirement planning. Presenting Saccaro the award, Scranton said, “Anthony’s practice has grown by leaps and bounds, in large part because he’s a man of very high moral and ethical fiber. Anthony is a student of the financial markets and is a top-notch expert in income-generating non-stock market strategies. His staff is excellent and provides an extremely high level of client service. I know many advisors in the L.A. area and Anthony stands head and shoulders above all of them.” Saccaro expressed his gratitude to Scranton and the Advisors’ Academy for their invaluable mentorship and to his staff for “their consistently dedicated work in service to our clients. Winning this award is both a blessing and an inspiration to better ourselves, go above and beyond and always keep striving to exceed our clients’ expectations, each of whom we highly value and appreciate.” About Providence Financial & Insurance Services, Inc. The company specializes in conservative investment strategies and estate planning for retirees and baby boomers. Providence Financial & Insurance Services is a Registered Investment Advisor registered with the Department of Corporation in the State of California. Visit http://www.providencefinancialinc.com for more information. Media contact: Julie Cha Allen J. Allen Communications 818-943-3676 jallencomm@gmail.com

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